My company, Fred DeFalco, PA, is a licensed professional association in Florida. All my advice is based on my 70 years of life and 50+ years of business experience, not academic degrees, of which I have none. I am not an attorney, law firm, doctor, or mental health facility. I do not provide legal advice or services or practice law, medicine, or formal mental health services in any way. All my advisory, coaching, and consulting services are strictly pragmatic business advice and personal advisory and consulting services.